Howard Mutual has been owned by its policy-holders since its inception in 1892.
After paying claims, managing bills and running the company, if the company makes a profit underwriting, the policy-holders get a cheque. Seriously. Let’s see one of the big insurance companies do that with their huge profits!
In fact, Howard Mutual has written cheques back to its members for more than 20 years. We believe a well-managed company should be a benefit to our policy-holders. When you’re with Howard Mutual, you will have competitively priced insurance products and services, and you own the company.
Choose Howard Mutual for Home, Auto, Farm and Business insurance. Our agents are waiting to take your call.